There are times in life when a large sum of money can be needed quickly. The unexpected is part of life, but we haven't always been able or thought of putting money aside. For example, we may find ourselves in the need to find € 2,000 as soon as possible. Well, know that there are solutions and that sometimes you only need a little organization and motivation to get there. We give you some tips in the rest of this article. The choice is yours!
Check your different accounts
Before you worry too much, start by checking your various accounts and booklets. If you have taken out a revolving credit in the past, check that you do not have an amount available. Take a look at the accounts you may already have opened (Revolut or Nickel Card, Livret A, employee savings). If you use PayPal frequently, make sure your balance is not in credit. By accumulating all accounts, you may be able to get closer to the amount you are looking for.
Make a loan
If you don't have €2,000 set aside, perhaps the quickest way is to borrow it. You can consider personal credit or revolving credit (or revolving). Most banks offer this type of loan that works differently.
In the case of personal credit, the bank lends you a certain amount by defining a rate and a repayment period. As part of a personal loan, you will not be asked what this amount should be used for.
Revolving credit is actually a reserve of money that you can use without justifying yourself. The money that is refunded can be reused at will. If you have been awarded €2,000, you can use only €1,000. When you have repaid this € 1,000, you will again have an available € 2,000. But the rates of this type of credit are much higher than those of conventional personal credit. This type of loan is to be used on an ad hoc basis.
Each loan increases your debt ratio: do not commit lightly. It is advisable not to exceed 35%, which can quickly be the case if you accumulate debts.
If the institutions do not want to lend you money because your income does not allow it, because you are not on a permanent contract or because you are registered by the Bank of France, you can try the pawnshop.
Sort through your items and sell!
If you collect many items over the years, now is the time to sort it out. There are things that are not valued but do. It is enough to inquire and today, thanks to the Internet, it is easy to know the argus of objects. By logging into eBay or Leboncoin, you can discover the selling price of almost everything.
Selling what no longer serves you also have the advantage of freeing up space so, do not hesitate to sort through your attic or cellar.
Rent your apartment
If you manage to rent your accommodation for 20 nights at 50 € on Airbnb, you will have won your bet! And it is quite possible and even faster if the school holidays are approaching. Set up a room that you can give to guests or take advantage of one of your absences to rent your entire space. Take care of the decoration and apply yourself when you take photos. You can also hire a professional photographer if you want to put even more chances on your side.
Also, rent your vehicle
If the previous idea appealed to you and you own a car, rent it! All you have to do is take a picture of your car and post an ad on a site like OuiCar. Registration is free, rentals are provided by AXA and you can be reimbursed for your maintenance costs. If you use your car on a daily basis, it can be complicated, but you can still rent your vehicle on weekends or during your holidays. If you use your vehicle a little, renting your car is a solution that can save you € 2,000 in a few weeks.
Become a human guinea pig
Pharmaceutical companies post ads when they are looking for volunteers for clinical trials. This solution can allow you to earn € 2,000 in 2 weeks! To do this, one must be in good general health and have a healthy life.
For each study, the laboratory provides you with a detailed list of what is forbidden to absorb. If your profile allows you to join a panel, you will be hospitalized and will follow a specific protocol for a fixed period. If you are in the placebo group, you are not taking any risks. Otherwise, you will test a drug, but do not worry, the animal testing phases will have allowed for new extremely safe trials. If you work from your computer, you can even work during your hospitalization!
Open multiple bank accounts
Many banks (mainly online banks) offer a sum of money for any new registration. Others also offer you a sum if you refer someone. You can therefore try to open as many accounts as possible, but be careful, most banks require a deposit of a minimum amount to open one. If you open your accounts one after the other, you will be able to use the same working capital. If you later ask your loved ones if someone plans to open an online account, you can offer a sponsorship. In general, the godfather and the godson receive a nice sum. If you have opened an account in each online bank, you will be able to refer any potential customer of online banks!
Also note that if you manage to negotiate a cash facility in several banks, you further increase your possibilities. But this reflex creates a vicious circle and anyway your accounts must become positive again within 1 month. The overdraft authorization can only be used temporarily.
Sell your hair
Did you know that hair can be bought at high prices to make wigs or hair extensions? Sites have even specialized in this type of business: test JeVendsMesCheveux.com or BuyAndSellHair.com and earn more than € 1,000 depending on the length of your hair, its color and quality. It may not be enough to reach the desired amount, but if you combine this solution with other tricks, you will succeed. If you plan to cut your hair soon, you might as well take advantage of it and monetize your change of look!
Offer your services!
Have you acquired know-how in a particular field? Whether it's photography, design, or copywriting, there are many freelance platforms you can sign up for. You will supplement your current income and if you like it and word of mouth works, you may be able to make professional retraining. In the meantime, or if that's not your goal, you'll be able to make money pretty quickly. Try Malt or Welcome to the Jungle and meet people!
If you do not feel the soul of a freelancer, you can also sell your services as a babysitter, pet sitter, gardener, handyman, or mover. The need help site connects do-it-yourselfers with people who need help with work, moving, delivery, or home services.
Sports betting
Sports betting makes many fans dream, but it remains a risky solution. You could lose more than you gain. But if you're a sports expert or you're the king of predictions, go for it. And if, like Marty McFly, you have the almanac of the sports of the future, jump at the chance! The Betclic site claims to be the No. 1 sports betting in France and many disciplines are represented: tennis, football, baseball, boxing, cycling, etc.
As we have seen, there are a good number of solutions that allow you to find € 2,000 quite quickly. To put a maximum of chances on your side, you better accumulate the plans. Among our proposals, there are surely several that you can put into practice. Beware of your debt ratio, avoid gambling and betting and favor the sale of objects and services!
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